Blog
The Vekfinance blog
Plain-English money guides, written by the people who built the app. No fluff, no affiliate spam.
- Privacy5 min read
Is your budgeting app selling your data? How to tell
A free budgeting app has to pay for itself somehow. Here is how they historically did it, the questions that cut through the marketing, what to read in a privacy policy, and how a paid model changes the math.
Read the guide - Debt5 min read
How to pay off credit card debt fast: avalanche vs snowball
The avalanche method is the cheapest way to clear credit card debt; the snowball is the most motivating. Here is a worked example with real numbers, when each one wins, and how to keep going.
Read the guide - Privacy6 min read
Your budgeting app should not read your transactions
Free finance apps usually pay for themselves with your data. Here is how to tell the difference between marketing and architecture, and how an app can use AI without ever seeing your raw transactions.
Read the guide - Money basics6 min read
Savings buckets: how to make one account do many jobs
One savings account, many goals. Sinking funds (or 'buckets') give every dollar a job so an annual bill or a vacation never blows up your month. Here is a system that stays simple.
Read the guide - Guide7 min read
Life after Mint: a 2026 guide to actually replacing it
Mint is gone and Credit Karma is not a replacement. Here is a practical, no-fluff plan to rebuild your budget, bank sync, categories, and debt payoff somewhere private.
Read the guide